Category: Credit

If there is one thing we can all relate to it’s that at some point in our lives we had no credit. From that time, we go in all sorts of directions. Some avoid using credit because they don’t want to spend money that they don’t have. Some have been able to build good credit by borrowing and paying back on schedule. But many have experienced a different journey. Some went crazy with credit cards in their youth, not realizing the importance of having to pay them off. Some hit a bump in the road and struggled paying bills, causing their credit to take a dip. Others co-signed for someone else who fell short of paying on time and now they are left with a busted up credit score. No matter where your credit journey has brought you, these 5 simple steps can help you build (or rebuild) your credit so that it is working [...]